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Re: 5% Immpariment Rating5% means you are a lot better off physically then many others who've ended up with substantial functional problems. and whole lot better then the 100% ers who'll never work another day in their life and are functionally unemployable in any capacity.
To receive workers' compensation benefits, you typically must receive treatment from a company-chosen doctor.You can choose any doctor on the list. After the 90 days is over, you can see your own doctor as long as you provide notice to the workers' compensation insurer within five days of changing physicians.
A medical impairment rating is completed by an independent professional in an appointment known as an Impairment Rating Evaluation (IRE). Any time a worker has been injured to the point where she has been getting benefits for 104 weeks, a medical impairment rating is needed.
The most common way of involves the determination of Whole Person Impairment (WPI.) This number is generated through the Opinion of a Medical Expert.In California Law, the Medical Experts are allowed to use the four corners of the Guides to provide the most accurate assessment of the Injured Worker's disability.
Your degree of disability is determined by a doctor using his or her medical judgment, your physical exam and diagnostic tests (MRIs, CT Scans, X-Rays, etc.). Sometimes the doctor will reflect your disability level as a percentage such as 25%, 33%, 50%, etc.
If it is from 16 to 20%, you get 4 weeks of lost wages. 21% or higher, you get 6 weeks of lost wages for each percentage point.The permanent impairment benefit is meant to cover both your pain and suffering essentially and also your wage loss your loss of ability to do the job you used to do.
To calculate the impairment award, the CE multiplies the percentage points of the impairment rating of the employee's covered illness or illnesses by $2,500.00. For example, if a physician assigns an impairment rating of 40% or 40 points, the CE multiplies 40 by $2,500.00, to equal a $100,000.00 impairment award.
Each injured body part is given a separate disability rating based on the severity of the injury. Some states combine the impairment ratings to determine an overall level of bodily impairment, known as a whole person impairment rating.