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The amount of your weekly permanent disability payments equals two-thirds of your average weekly wage at the time of your injury, limited by the minimum and maximum rates stated by the California Labor Code.
To calculate the impairment award, the CE multiplies the percentage points of the impairment rating of the employee's covered illness or illnesses by $2,500.00. For example, if a physician assigns an impairment rating of 40% or 40 points, the CE multiplies 40 by $2,500.00, to equal a $100,000.00 impairment award.
Each injured body part is given a separate disability rating based on the severity of the injury. Some states combine the impairment ratings to determine an overall level of bodily impairment, known as a whole person impairment rating.
Your degree of disability is determined by a doctor using his or her medical judgment, your physical exam and diagnostic tests (MRIs, CT Scans, X-Rays, etc.). Sometimes the doctor will reflect your disability level as a percentage such as 25%, 33%, 50%, etc.
If it is from 16 to 20%, you get 4 weeks of lost wages. 21% or higher, you get 6 weeks of lost wages for each percentage point.The permanent impairment benefit is meant to cover both your pain and suffering essentially and also your wage loss your loss of ability to do the job you used to do.
A worker with a 0 percent rating is expected to do any basic tasks with no problem and is considered to have no impairment. A worker with a rating of more than 50 percent is considered totally impaired and likely has problems performing basic everyday tasks.
Re: 5% Immpariment Rating5% means you are a lot better off physically then many others who've ended up with substantial functional problems. and whole lot better then the 100% ers who'll never work another day in their life and are functionally unemployable in any capacity.
A lot of times doctors will assign another number as well: whole body impairment rating. This is generally a much lower number than the number assigned to the part of your body. In other words, you might have a 30 percent impairment rating to your knee, which results in a 5 percent impairment of your entire body.