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If the debt buyer has not complied with the Act's requirements, the court cannot enter a default judgment for the debt buyer. Code of Civil Procedure, § 585;.Use this checklist to complete your default judgment prior to filing it with the court. Prior to entry of default judgment in favor of a debt buyer, the plaintiff must "file evidence with the court to establish the amount and nature of the debt. I declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct. Requirements for the complaint. (1) That the plaintiff is a debt buyer;. You must complete all documents and submit to the clerk. 1. A separate proof of service for each defendant. 2. Reverse (complete item 4).