Wyoming For Chapter 11 Cases: The List of Creditors Who Have the 20 Largest Unsecured Claims Against You Who Are Not Insiders (non-individuals) are generally creditors who are not “insiders”, meaning they are not related to the debtor in any manner. These creditors have the 20 largest unsecured claims against the debtor and can include various entities such as banks, credit unions, suppliers, and other businesses. The list must include the creditor’s name, address, and the amount of the claim. This list must be filed with the bankruptcy court in order for the court to approve the Chapter 11 plan.