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The initial notice, also referred to as the general notice, communicates general COBRA rights and obligations to each covered employee (and his or her spouse) who becomes covered under the group health plan.
(Retirement is typically considered a qualifying event.) If you qualify, you will have at minimum a 60-day election period to decide whether or not to elect continuation coverage under COBRA.
The following are qualifying events: the death of the covered employee; a covered employee's termination of employment or reduction of the hours of employment; the covered employee becoming entitled to Medicare; divorce or legal separation from the covered employee; or a dependent child ceasing to be a dependent under
Inpatient and outpatient hospital care; 2022 Physician care; 2022 Surgery and other major medical benefits; 2022 Prescription drugs; 2022 Dental and vision care. Life insurance is not considered medical care, nor are disability benefits. COBRA does not cover plans that provide only life insurance or disability benefits.
Plans must give each qualified beneficiary at least 60 days to choose whether or not to elect COBRA coverage, beginning from the date the election notice is provided, or the date the qualified beneficiary would otherwise lose coverage under the group health plan due to the qualifying event, whichever is later.
The initial notice, also referred to as the general notice, communicates general COBRA rights and obligations to each covered employee (and his or her spouse) who becomes covered under the group health plan.
There are seven different qualifying events that trigger COBRA, which are: termination of a covered employee's employment (other than for gross misconduct);a divorce or legal separation from the covered employee; a dependent child of the covered employee ceases to be a dependent under the terms of the plan;175.
Notifying all eligible group health care participants of their COBRA rights. Providing timely notice of COBRA eligibility, enrollment forms, duration of coverage and terms of payment after a qualifying event has occurred.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss,