South Carolina RECEIVING GIFTS FOR PROCURING LOANS is a type of incentive program offered by the state to encourage businesses and individuals to take out loans from South Carolina-based lenders. The program offers the borrower a gift in exchange for procuring a loan from a participating lender. Gifts may include cash, merchandise, services, or other items of value. There are two types of South Carolina RECEIVING GIFTS FOR PROCURING LOANS: the Standard Gift Program and the Enhanced Gift Program. The Standard Gift Program offers a one-time, fixed-value gift to borrowers who take out qualified loans from participating lenders. The Enhanced Gift Program provides larger, more valuable gifts to borrowers who take out larger loans with participating lenders.