Oregon Depository Certification of Funds on Deposit is a type of financial product offered by the Oregon State Treasury that allows individuals and businesses to deposit funds into an account with the state treasury. The funds are then held in a separate account, and a certificate is issued to the depositor. The Oregon Depository Certification of Funds on Deposit provides depositors with a secure and convenient way to store their money, as funds are protected by the Oregon State Treasury. There are two types of Oregon Depository Certifications of Funds on Deposit: Certificate of Deposit and Money Market Fund. The Certificate of Deposit is a type of deposit product that offers a fixed rate of return and is typically used for short-term savings goals. The Money Market Fund is a type of investment product that invests in a variety of short-term securities and offers higher returns than the Certificate of Deposit. Both products are insured by the Oregon State Treasury and are held in a separate account.