Missouri Protecting Deceased Persons from Identity Theft

State:
Missouri
Control #:
MO-P084-PKG
Format:
Word; 
Rich Text
Instant download

Description

This package contains the forms that are necessary to reduce the risk of and remedy the effects of identity theft of deceased persons. You will find forms that are essential to you in notifying creditors, government agencies and other entities of an individual’s death, as well as theft of a deceased person’s identifying information. The documents in this package include the following:




1) Guide for Protecting Deceased Persons from Identity Theft;

2) Checklist for Remedying Identity Theft of Deceased Persons;

3) Identity Theft Contact Table;

4) Letter to Membership Programs Notifying Them of Death;

5) Letter to Report False Submission of Deceased Person's Information;

6) Letter to Credit Card Companies and Financial Institutions Notifying Them of Death;

7) Letter to Credit Reporting Bureaus or Agencies Requesting Copy of Deceased Person's Credit Report and Placement of Deceased Alert;

8) Letter to Social Security Administration Notifying Them of Death;

9) Letter to Creditor, Collection Agencies, Credit Issuer or Utility Company Notifying Them of Death;

10) Letter to Insurance Company Notifying Them of Death;

11) Letter to Department of Motor Vehicles Notifying Them of Death;

12) Letter to Other Entities Notifying Them of Death; and

13) Letter to Law Enforcement Notifying Them of Identity Theft of Deceased Person


Purchase this package and save up to 40% over purchasing the forms separately!



Definition and meaning

The Missouri Protecting Deceased Persons from Identity Theft Package is a collection of legal forms specifically designed to help individuals manage the aftermath of a loved one's death, particularly regarding the protection of their identifying information. This package assists in mitigating the risks associated with identity theft after the death of an individual and provides tools for notifying relevant parties such as creditors and government agencies of the individual's passing.

Key components of the form

This package includes essential forms that facilitate the process of protecting a deceased person's identity, including:

  • Guide for Protecting Deceased Persons from Identity Theft
  • Checklist for Remedying Identity Theft of Deceased Persons
  • Letters notifying various entities of the individual's death
  • Identity Theft Contact Table for tracking communications

Each component plays a crucial role in ensuring that the deceased individual’s identity is safeguarded against potential misuse.

Who should use this form

This package is suitable for anyone who has lost a loved one and needs to take steps to prevent identity theft in the wake of their passing. Family members, estate executors, and legal representatives should utilize this form package to notify necessary organizations and protect the deceased's identity from unauthorized usage.

Common mistakes to avoid when using this form

When using the Missouri Protecting Deceased Persons from Identity Theft Package, it is important to avoid the following common mistakes:

  • Failing to notify all necessary parties, which can lead to ongoing identity theft risks.
  • Not keeping records of communications made through the provided letters.
  • Neglecting to follow up with organizations after initial notification.

Being aware of these pitfalls can assist users in effectively utilizing the package and safeguarding the deceased's identity.

Tips on completing the forms

To ensure successful completion of the forms within the package, consider the following tips:

  • Carefully read each form and its instructions before filling them out.
  • Use clear, legible handwriting or type the information where applicable.
  • Gather all necessary documentation, such as the deceased's identification, to support your claims.

By following these tips, users can ensure that the forms are filled out correctly and efficiently.

Legal use and context

The forms included in this package are legally recognized in the state of Missouri and serve critical functions in the context of estate management and identity protection for deceased individuals. They assist users in complying with state requirements when notifying creditors and other entities about a person's death, thus preventing any further misuse of their identity.

Benefits of using this form online

Utilizing the Missouri Protecting Deceased Persons from Identity Theft Package online offers several benefits:

  • Immediate access to all necessary forms without delay.
  • The convenience of completing and printing forms at your own pace.
  • A reduced risk of errors through clear, step-by-step online guides for completion.

These advantages promote a smoother process for users facing the challenges that arise after the death of a loved one.

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FAQ

The Social Security Administration (www.ssa.gov) does not reappoint a Social Security number to someone else after the original owner's death. The SSA estimates that there are enough new number combinations to last well into the next SEVERAL generations.

Identity thieves can strike even after death. An identity thief's use of a deceased person's Social Security number may create problems for family members.The Social Security Administration (SSA) maintains a national file of reported deaths for the purpose of paying appropriate benefits.

Place a Fraud Alert on Your Credit Report. Freeze Your Credit Report. Order Your Free Credit Reports. Buy Your Credit Reports. Monitor Your Accounts Online. Enroll in Credit Monitoring. Keep Your Social Security Number Safe. Pick Up Your Check Order.

Go to your local police office with: Tell the police someone stole your identity and you need to file a report.

An identity thief's use of a deceased person's Social Security number may create problems for family members.Sometimes delays in reporting can provide time for identity thieves to collect enough personal information to open credit accounts or take other fraudulent actions using the deceased's information.

It's called ghosting, and it's both scary and surprising. Ghosting is a form of identity theft. It occurs when someone uses the personal information of a dead person, often for monetary gain. A savvy criminal can take over bank accounts, apply for new credit cards, and even file for fraudulent tax refunds.

Limit the amount of personal information you share about the deceased in newspaper and online obituaries. Notify the Social Security Administration of the death. Send the IRS a copy of the death certificate so that the agency can note that the person is deceased.

For joint accounts, remove the deceased's name. Report the death to Social Security by calling 800-772-1213. Contact the department of motor vehicles to cancel the deceased's driver's license, to prevent duplicates from being issued to fraudsters.

What happens to your Social Security number after you die? The Social Security Administration (SSA) maintains a national file of reported deaths for the purpose of paying appropriate benefits.The SSA generally receives reports of death from a family member or a funeral home.

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Missouri Protecting Deceased Persons from Identity Theft