Letter Notifying Deceased

In most cases, the funeral home will report the person's death to us. You should give the funeral home the deceased person's Social Security number if you want them to make the report. If you need to report a death or apply for benefits, call 1-800-772-1213 (TTY 1-800-325-0778).

How to notify credit bureaus of death. A person's credit report is not automatically closed after someone passes away. Instead, credit bureaus wait for notification from the executor of the deceased's estate or the Social Security Administration.

In most cases, the funeral home will report the person's death to us. You should give the funeral home the deceased person's Social Security number if you want them to make the report. If you need to report a death or apply for benefits, call 1-800-772-1213 (TTY 1-800-325-0778).

Agencies by telephone to report the death: Experian (888-397-3742), Equifax (800-685-1111) and TransUnion (800-888-4213). Request the credit report is flagged as Deceased. Do Not Issue Credit. Follow up with a written correspondence to each agency sent via certified mail.

Contact one credit bureau. Ask it to put a fraud alert on your credit report. The credit bureau will explain that you can get a free credit report and other rights you have. Mark your calendar. The fraud alert stays on your report for one year.

Write a letter to one of the nationwide credit reporting agencies. Whichever agency you contactTransUnion, Equifax or Experianwill then notify the other two on your behalf. Along with a copy of the death certificate, please also include the following for the deceased: Legal name.

You may need to contact lenders and creditors to notify them the person is deceased and the accounts need to be closed, even if the account has a zero balance. Lender and creditor contact information can be found on the credit reports.

Social Security: You must notify the Social Security Administration of the death, and apply for any possible Social Security death benefits and survivors' benefits.You will need the deceased's Social Security number and date of birth. The Social Security office automatically notifies Medicare of the death.

However, once the three nationwide credit bureaus Equifax, Experian and TransUnion are notified someone has died, their credit reports are sealed and a death notice is placed on them. That notification can happen one of two ways from the executor of the person's estate or from the Social Security Administration.