The Louisiana Second Injury Fund is a program administered by the Louisiana Department of Labor that provides financial assistance to employers for the cost of providing compensation to injured workers who have a pre-existing medical condition or disability that is made worse by a second injury. The Fund was created to serve as a financial incentive for employers to hire disabled individuals and to help injured workers get back to work. The Fund is funded by employers and is available to employers who are subject to the state’s Workers’ Compensation Act. There are three types of Louisiana Second Injury Fund: (1) Maximum Benefit Fund; (2) Partial Benefit Fund; and (3) Supplemental Benefit Fund. The Maximum Benefit Fund covers the full cost of the second injury when an employee is disabled as a result of a second injury. The Partial Benefit Fund provides a partial reimbursement of the cost of the second injury, up to a maximum of $25,000. The Supplemental Benefit Fund covers the cost of the second injury when the employer is subject to a deductible or other cost-share arrangement in the Workers’ Compensation Act.
Louisiana Second Injury Fund
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FAQ
Division of Federal Employees', Longshore and Harbor Workers' Compensation (DFELHWC) The Special Fund (also known as the "Second Injury Fund") pays certain types of claims and expenses authorized by the LHWCA.
For the employee, Second Injury Funds serve as additional anti-discriminatory support for those with disabilities seeking employment. For the employer, Second Injury Funds can serve as a limitation in liability if the employee is subsequently injured.
The maximum weekly benefit for workers injured on or after September 1, 2021, is $743. For those hurt in the previous year, the maximum is $705. In many cases, asking ?what is the highest workers' compensation in Louisiana?? does not matter because your average wages determine your benefit amount.
What Does the Second Injury Fund Do? The workers' comp Second Injury Fund assumes liability for compensation benefits attributable to prior injuries or illnesses. This happens when a worker subsequently becomes totally disabled because of a workplace injury.
The Second Injury Fund (SIF) is a state-administered program that may reimburse part of a claim when an employee with a permanent pre-existing condition is subsequently injured on the job.
Under Louisiana law, the employer and the workers compensation insurance company have the right to have the injured employee examined by a doctor whom they choose. This examination by the insurance company's doctor is called a Second Medical Opinion (SMO).
