The Louisiana Second Injury Fund (LSI) is a tax-exempt trust fund established by the state of Louisiana to provide benefits to injured workers who have suffered a permanent impairment as a result of an on-the-job injury or occupational disease. The fund is funded by employers, who pay a small contribution to the fund for each covered employee. The fund provides compensation to employees suffering from a preexisting impairment that is aggravated or worsened by a subsequent work-related injury or illness. The LSI is divided into two distinct programs: the Permanent Total Disability program and the Permanent Partial Disability program. The Permanent Total Disability program provides benefits to an employee who is unable to return to work due to a permanent disability caused by a work-related injury or illness. The Permanent Partial Disability program provides benefits to an employee who can return to work but has suffered a permanent impairment due to a work-related injury or illness.
Louisiana Second Injury Fund
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FAQ
The Second Injury Fund (SIF) is a state-administered program that may reimburse part of a claim when an employee with a permanent pre-existing condition is subsequently injured on the job.
If your symptoms don't improve or worsen despite treatment, talk to your doctor and seek a second opinion. The doctor may have prescribed a conservative treatment with lower chances of success, or the doctor may have misdiagnosed you. A second opinion gives you clarity on your injury and treatment plan.
The maximum weekly benefit for workers injured on or after September 1, 2021, is $743. For those hurt in the previous year, the maximum is $705. In many cases, asking ?what is the highest workers' compensation in Louisiana?? does not matter because your average wages determine your benefit amount.
What Does the Second Injury Fund Do? The workers' comp Second Injury Fund assumes liability for compensation benefits attributable to prior injuries or illnesses. This happens when a worker subsequently becomes totally disabled because of a workplace injury.
In workers compensation in Louisiana you cannot sue your employer for work injuries, you can't sue your employer for an accident that you have on the job. This is called the exclusive remedy in Louisiana. You have a workers compensation claim, even if it's your employers fault, but you can't use fault as an issue.
Under Louisiana law, the employer and the workers compensation insurance company have the right to have the injured employee examined by a doctor whom they choose. This examination by the insurance company's doctor is called a Second Medical Opinion (SMO).