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California Protecting Deceased Persons from Identity Theft

State:
California
Control #:
CA-P084-PKG
Format:
Word; 
Rich Text
Instant download

Description

This package contains the forms that are necessary to reduce the risk of and remedy the effects of identity theft of deceased persons. You will find forms that are essential to you in notifying creditors, government agencies and other entities of an individual’s death, as well as theft of a deceased person’s identifying information. The documents in this package include the following:


1) Guide for Protecting Deceased Persons from Identity Theft;


2) Checklist for Remedying Identity Theft of Deceased Persons;


3) Identity Theft Contact Table;


4) Letter to Membership Programs Notifying Them of Death;


5) Letter to Report False Submission of Deceased Person's Information;


6) Letter to Credit Card Companies and Financial Institutions Notifying Them of Death;


7) Letter to Credit Reporting Bureaus or Agencies Requesting Copy of Deceased Person's Credit Report and Placement of Deceased Alert;


8) Letter to Social Security Administration Notifying Them of Death;


9) Letter to Creditor, Collection Agencies, Credit Issuer or Utility Company Notifying Them of Death;


10) Letter to Insurance Company Notifying Them of Death;


11) Letter to Department of Motor Vehicles Notifying Them of Death;


12) Letter to Other Entities Notifying Them of Death; and


13) Letter to Law Enforcement Notifying Them of Identity Theft of Deceased Person


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FAQ

For joint accounts, remove the deceased's name. Report the death to Social Security by calling 800-772-1213. Contact the department of motor vehicles to cancel the deceased's driver's license, to prevent duplicates from being issued to fraudsters.

If the eligible surviving spouse or child is not currently receiving benefits, they must apply for this payment within two years of the date of death. For more information about this lump-sum payment, contact your local Social Security office or call 1-800-772-1213 ( TTY 1-800-325-0778).

Identity thieves can strike even after death. An identity thief's use of a deceased person's Social Security number may create problems for family members.The Social Security Administration (SSA) maintains a national file of reported deaths for the purpose of paying appropriate benefits.

Limit the amount of personal information you share about the deceased in newspaper and online obituaries. Notify the Social Security Administration of the death. Send the IRS a copy of the death certificate so that the agency can note that the person is deceased.

It's called ghosting, and it's both scary and surprising. Ghosting is a form of identity theft. It occurs when someone uses the personal information of a dead person, often for monetary gain. A savvy criminal can take over bank accounts, apply for new credit cards, and even file for fraudulent tax refunds.

The Social Security Administration (www.ssa.gov) does not reappoint a Social Security number to someone else after the original owner's death. The SSA estimates that there are enough new number combinations to last well into the next SEVERAL generations.

If you need to report a death or apply for benefits, call 1-800-772-1213 (TTY 1-800-325-0778). You can speak to a Social Security representative between am pm. Monday through Friday. You can also visit your local Social Security office.

Place a Fraud Alert on Your Credit Report. Freeze Your Credit Report. Order Your Free Credit Reports. Buy Your Credit Reports. Monitor Your Accounts Online. Enroll in Credit Monitoring. Keep Your Social Security Number Safe. Pick Up Your Check Order.

Identity thieves can strike even after death. An identity thief's use of a deceased person's Social Security number may create problems for family members.The Social Security Administration (SSA) maintains a national file of reported deaths for the purpose of paying appropriate benefits.

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California Protecting Deceased Persons from Identity Theft