South Dakota Collection Actions are legal proceedings used by creditors to collect money owed by debtors. These actions may include lawsuits, garnishments, liens, levies, and repossessions. In a lawsuit, the creditor may obtain a judgment from the court ordering the debtor to pay the debt. If the debtor fails to pay, the creditor may then take further action to collect the debt, such as garnishing the debtor's wages or levying the debtor's bank account. Liens can be placed on the debtor's property to secure payment, and repossessions can be used to take possession of the debtor's property. All of these actions are used in order to collect unpaid debts in the state of South Dakota.