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Rhode Island Protecting Deceased Persons from Identity Theft

State:
Rhode Island
Control #:
RI-P084-PKG
Format:
Word; 
Rich Text
Instant download

Overview of this form package

The Rhode Island Protecting Deceased Persons from Identity Theft form package is designed to help individuals safeguard the identities of deceased persons from potential fraud. It includes various forms that assist in notifying creditors, government agencies, and other institutions about the death, while also addressing any cases of identity theft involving the deceased's information. This package stands out by providing comprehensive tools and letters that facilitate communication with multiple parties to mitigate the risks associated with identity theft after death.

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  • Preview Rhode Island Protecting Deceased Persons from Identity Theft
  • Preview Rhode Island Protecting Deceased Persons from Identity Theft
  • Preview Rhode Island Protecting Deceased Persons from Identity Theft

When this form package is needed

This form package should be used in situations such as:

  • When a loved one passes away and you need to notify various entities of their death.
  • If you suspect that the deceased person's identity has been stolen or misused.
  • To secure the deceased's financial records and prevent ongoing fraud.
  • When managing outstanding debts or financial obligations of the deceased.

Who can use this document

  • Family members or executors of deceased estates.
  • Beneficiaries managing the deceased’s financial affairs.
  • Individuals responsible for settling the deceased's debts.
  • Anyone needing to address identity theft concerns related to a deceased person.

Instructions for completing these forms

  • Review the included guide for essential steps on protecting a deceased person's identity.
  • Complete the required forms with the deceased person's information and your contact details.
  • Utilize the checklist to ensure all necessary notifications are addressed.
  • Send the completed letters to the appropriate entities, such as financial institutions and government agencies.
  • Keep a copy of all submitted documents for your records.

Notarization guidance for this package

Most forms in this package do not require notarization. However, local laws or specific situations may demand it. Our online notarization service, powered by Notarize, lets you complete the process through a verified video call, available anytime.

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Download a copy, print it, send it by email, or mail it via USPS—whatever works best for your next step.

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If this form requires notarization, complete it online through a secure video call—no need to meet a notary in person or wait for an appointment.

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We protect your documents and personal data by following strict security and privacy standards.

Common mistakes

  • Failing to notify all relevant creditors and agencies.
  • Not keeping copies of all correspondence sent regarding the deceased's identity theft.
  • Overlooking to follow up with agencies for confirmation of actions taken.
  • Neglecting to use certified mail for important notifications.

Benefits of completing this package online

  • Immediate access to all necessary forms for protecting a deceased person's identity.
  • Time-saving convenience - no need to visit attorneys or legal offices.
  • Editability of forms allows for personalization to fit specific situations.
  • Reliability as the documents are drafted by licensed attorneys ensuring legal integrity.

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FAQ

Limit the amount of personal information you share about the deceased in newspaper and online obituaries. Notify the Social Security Administration of the death. Send the IRS a copy of the death certificate so that the agency can note that the person is deceased.

It's called ghosting, and it's both scary and surprising. Ghosting is a form of identity theft. It occurs when someone uses the personal information of a dead person, often for monetary gain. A savvy criminal can take over bank accounts, apply for new credit cards, and even file for fraudulent tax refunds.

What is the first step in protecting yourself from identity theft? Never provide personal data about yourself unless absolutely necessary.

For joint accounts, remove the deceased's name. Report the death to Social Security by calling 800-772-1213. Contact the department of motor vehicles to cancel the deceased's driver's license, to prevent duplicates from being issued to fraudsters.

The Social Security Administration (www.ssa.gov) does not reappoint a Social Security number to someone else after the original owner's death. The SSA estimates that there are enough new number combinations to last well into the next SEVERAL generations.

Place a Fraud Alert on Your Credit Report. Freeze Your Credit Report. Order Your Free Credit Reports. Buy Your Credit Reports. Monitor Your Accounts Online. Enroll in Credit Monitoring. Keep Your Social Security Number Safe. Pick Up Your Check Order.

An identity thief's use of a deceased person's Social Security number may create problems for family members.Sometimes delays in reporting can provide time for identity thieves to collect enough personal information to open credit accounts or take other fraudulent actions using the deceased's information.

Identity thieves can strike even after death. An identity thief's use of a deceased person's Social Security number may create problems for family members.The Social Security Administration (SSA) maintains a national file of reported deaths for the purpose of paying appropriate benefits.

File a Police a Report. Identity theft is a crime, and if a family member steals your identity, you are that crime's victim. Alert Credit Bureaus. Contact Creditors. Change Your Passwords. Consider Freezing Your Credit.

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Rhode Island Protecting Deceased Persons from Identity Theft