The New York Request For Judicial Intervention Addendum — ForeclosureRJJI) is a form used by a creditor or lender to initiate a foreclosure action in New York State. The request is made to the court and requires the borrower to appear in court to answer the complaint. The RJ includes details such as the borrower's name, address, and the amount of the debt. It also includes a statement of the reasons for the foreclosure action and a list of any documents or records that are necessary for the court's consideration of the foreclosure. The RJ must be served on the borrower at least 20 days before the hearing date. There are two types of New York Request For Judicial Intervention Addendum — Foreclosure: 1. Non-Judicial Foreclosure: This type of foreclosure does not require a court hearing and can take place without the borrower's knowledge or presence. It is typically used when the borrower has defaulted on the mortgage and the lender has obtained a power of sale. 2. Judicial Foreclosure: This type of foreclosure requires a court hearing and is usually used when the borrower has failed to make payments on the mortgage or when the property has been abandoned. The court will determine if the lender has the right to foreclose on the property and decide on a repayment plan.