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You must file within 30 days after you were properly served with the Mortgage Foreclosure Complaint. However, you are ultimately responsible for the content of your court papers.Completed forms are to be submitted to: Superior Court Clerk's Office. Fill out and sign the below forms. Make at least 3 copies of each form when you are done. File an appearance and answer, or other appropriate response at the Lake County Courthouse within 30 days of receiving the foreclosure papers. If you file a response contesting the foreclosure action, it might take a few months—or even longer—before a judge rules on whether to grant the foreclosure. To contest a judicial foreclosure, you have to file a written answer to the complaint (the lawsuit). To respond to a foreclosure lawsuit more than 15 days after the return date, you will first have to fill out the following forms:. Ask the court to dismiss the case or take other action, talk to an attorney before filing this form.