Illinois Turn Over Order
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FAQ
Once a judgment is entered against you in Illinois, creditors may seek an Illinois Turn Over Order to satisfy the judgment. This means they can request information about your income, assets, and debts. If you do not comply, the court may impose additional consequences, including wage garnishment or property seizure. Understanding your rights and responsibilities following a judgment is crucial.
To enforce a judgment in Illinois, you can file a petition for a turnover order with the court. This allows you to collect the assets or property owned by the debtor to satisfy the debt. Utilizing the Illinois Turn Over Order effectively ensures that you can pursue the necessary actions to secure what is rightfully owed to you.
The Debt Collection Improvement Act authorizes federal agencies or collection agencies under contract with them to garnish up to 15% of disposable earnings to repay defaulted debts owed to the U.S. government.
Employment income is usually not exempt under Illinois law, but other kinds of income are exempt from wage deductions. Some examples of exempt income include Social Security and other income from the federal government, workers' compensation benefits, unemployment benefits, and government assistance, to name a few.
A wage garnishment is when a part of a person's wages are taken to pay for a debt they owe. This is also called a turnover order. The person who owes the money is called the debtor. The person they owe the money to is called the creditor.
Wage Garnishment in Illinois In Illinois, if a creditor wins a court judgment against you, the maximum your employer can garnish from your weekly earnings is either 15 percent of your earnings or the amount left over after you deduct 45 hours' worth of Illinois' minimum wage.
