Florida Notice of Election of Coverage
Description
How to fill out Florida Notice Of Election Of Coverage?
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FAQ
How many employees do you have to have for Florida workers' compensation? Florida law states that workers' compensation insurance is required when a business has four or more employees, either full- or part-time.
Employers conducting work in the State of Florida are required to provide workers' compensation insurance for their employees. Out of State Employers must notify their insurance carrier that they are working in Florida.
Employees of companies with four or fewer employees, except for agricultural companies and construction companies. Employees of agricultural companies that employ six or fewer full-time employees or 12 or fewer seasonal employees.
The purpose of filing an exemption is for an officer of a corporation or member of a limited liability company to exclude themselves from the workers' compensation laws. Upon issuance of a Certificate of Election to be Exempt, the officer or member is not an employee and may not recover workers' compensation benefits.
All businesses with three or more employees are required to have workers' compensation insurance. Coverage may be purchased voluntarily if the business has fewer than three employees. Construction businesses must carry coverage regardless of their number of employees.
The Florida Division of Workers' Compensation website also allows owners to renew their exemptions through a painless online process. The link to renew your exemption can be found here: https://apps.fldfs.com/bocexempt/.
Processing Time It generally takes 3-5 business days to process. Check back on the Florida Proof of Coverage website until it shows as registered.
Typically, small business owners in California are not required to have workers' compensation coverage if they are sole proprietors with no employees. However, it may become necessary to purchase workers' comp insurance if the business hires one or more employees, even on a temporary basis.