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In Colorado, employers with one or more full- or part-time employees must have workers' compensation insurance, which covers work-related injuries and illnesses regardless of fault. In exchange, the employee gives up the right to file a lawsuit against the employer.

If you are completely unable to work, you will be paid temporary total disability benefits. These benefits are two-thirds of your average weekly wage, up to a maximum amount set by law each year. As of July 1, 2017, the maximum benefit is $948.15 per week.

This is another NCCI state. Colorado used to have a competitive state fund, but that state fund has been transformed into an insurance company that competes with other insurers.

Even if you are on Workers' Compensation, your employer can still fire you if they present valid reasons for the termination. The employer doesn't even have to give you prior notice of your firing because Colorado is an employment-at-will state.If the reason for termination is valid, you have very little recourse.

Colorado First Report Transmittal for Workers' Compensation

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