Washington Order Granting Hardship Discharge (WOG HD) is an order issued by a Washington court that grants relief from an individual's debt obligations. This order can be granted to individuals who are facing extreme financial hardship or who have suffered a major life event that has caused severe financial distress. WOG HD is typically used to provide relief from debt such as medical bills, credit card debt, personal loans, and student loans. There are two types of Washington Order Granting Hardship Discharge: Chapter 7 and Chapter 13. Chapter 7 is a liquidation discharge, where a person's assets are sold to pay off their debt. Chapter 13 is a repayment plan, which allows an individual to pay off their debt over a period of time. Both types of WOG HD provide relief from debt obligations and can help individuals get back on their feet financially.
Washington Order Granting Hardship Discharge
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FAQ
Terminology can get confusing because "hardship" and "dependency" discharges are often both loosely labeled "hardship." Specifically, a hardship discharge is when the financial needs of family member(s) require more than the military member can provide while remaining in the military.
In a Chapter 11 case filed by an individual (i.e., a natural person), a discharge is granted by the court separately, after the completion of payments under the plan. A discharge is a court order relieving the debtor from liability for certain debts.
If a debtor fails to keep up with payments under their repayment plan in a Chapter 13 bankruptcy, the bankruptcy trustee may file a motion to dismiss their case. This means that their debts would not be discharged because the case would be considered unsuccessful.
If your Chapter 13 plan payment is too high, you can sometimes get it lowered if you encounter a reduction in household income. If your income reduces, you are many times also allowed to reduce your plan payment. This is accomplished usually by filing a Motion to Modify your Chapter 13 plan.
§ 1328(b) without completing all of the requirements under the chapter 13 plan. A discharge pursuant to § 1328(b) is referred to as a ?hardship discharge.? This order does not close or dismiss the case. This order means that no one may make any attempt to collect a discharged debt from the debtors personally.
For restitution, or damages, awarded in a civil action against the debtor as a result of willful or malicious injury by the debtor that caused personal injury to an individual or the death of an individual.
Title 11 refers to a type of bankruptcy proceeding. A title 11 case is a case under title 11 of the U.S. Code (relating to bankruptcy). However, it only applies if you are under the jurisdiction of the court in the case and the discharge of indebtedness is granted by the court or is under a plan approved by the court.