Vermont For Chapter 11 Cases: The List of Creditors Who Have the 20 Largest Unsecured Claims Against You Who Are Not Insiders (non-individuals) is a document that all Chapter 11 Bankruptcy cases in Vermont must provide. This list contains the names of creditors who have the 20 largest unsecured claims against the debtor but are not insiders (non-individuals). It includes creditors such as banks, government agencies, leasing companies, suppliers, and other businesses. This list is required to be filed with the court and is typically used in the reorganization process of the debtor. The list should include the creditor’s name, address, claim amount, and type of debt (secured or unsecured). Depending on the particular case, this list may also include a description of the debt and the date it became due.