Vermont Schedule E/F: Creditors Who Have Unsecured Claims (individuals) is a form used in the state of Vermont to list individual creditors with unsecured claims in a bankruptcy proceeding. Unsecured claims are those debts that do not have any collateral backing them, such as credit card debts, medical bills, payday loans, personal loans, or utility bills. The form includes a list of all creditors with unsecured claims, the amount of the claim, and whether the claim is disputed or undisputed. It also includes a summary of the total amount of claims listed, and the total amount of undisputed claims. There are two types of Vermont Schedule E/F: Creditors Who Have Unsecured Claims (individuals): general unsecured claims and priority unsecured claims. Priority unsecured claims are those debts that are accorded higher priority in a bankruptcy proceeding, such as child support and alimony payments, certain taxes, wages, and debts owed to certain government entities.