Texas Title Insurance Agent's Minimum Capitalization Bond
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FAQ
This can be issued on residential or non-residential property. For residential property the cost is 5% if purchased with Survey Deletion a/k/a Area and Boundary Coverage (as discussed in previous Closer's Corners). If purchased on its own it is 10%. For non-residential properties the charge is 10% and 15% respectively.
How much is a title policy in Texas? The cost of a title policy in Texas can range from 0.9% to 0.6% of the property value. Generally speaking, the higher the property value, the lower the cost of the Texas title insurance policy on that property.
Is it required? Texas does not require title insurance. The lender will require you to buy a Loan Policy of Title Insurance to protect their interest.
In Texas, the seller traditionally pays for title insurance. Your coverage will protect you against errors in the public record, undisclosed liens, and forgery.
Is it required? Texas does not require title insurance. The lender will require you to buy a Loan Policy of Title Insurance to protect their interest.
While no formal education is required to become a title agent in Texas, you will need to obtain a title agent license. You may also need to get an escrow officer's license, depending on the services your title company plans to offer.
