The Rhode Island Language Assistance Notice — Portuguese is a document issued by the state of Rhode Island to provide language assistance services to those who are not fluent in English. This notice is available in Portuguese and outlines the right of limited English proficient individuals to receive language assistance services at no cost. It informs individuals of the availability of interpreters, written materials, and other services to help them better understand and participate in programs and services offered in Rhode Island. It also outlines how to request language assistance services, such as requesting an interpreter, having written materials translated, or using other types of assistance. The Rhode Island Language Assistance Notice — Portuguese is available in two forms: a document for printed use, and an online version for digital use.
Rhode Island Language Assistance Notice - Portuguese
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FAQ
Many Rhode Island mortgages have a provision that requires the lender to send a notice, commonly called a "breach letter," informing you that the loan is in default before the lender can accelerate the loan. The breach letter gives you a chance to cure the default and avoid foreclosure.
When you receive the Notice of Default, you have 180 days to get your loan current or the bank can take the next step in the foreclosure process. The next step, called the Notice of Trustee's Sale, sets a date for a public foreclosure auction of your home.
After the Notice of Default is filed, the homeowner has 90 days to cure the default, which usually means paying everything that is owed. If the borrower does not pay within the 90-day timeline, the bank can record a Notice of Sale announcing that the property will be sold at auction.
Technically speaking, a notice of default is not a foreclosure. Instead, it serves as notice that you are behind in your payments and that your property may be sold as a result of foreclosure if you don't act soon.
PROCESS: There are three (3) steps to become a certified court interpreter in Rhode Island: the candidate must pass the written examination, must pass the oral examination, and complete a one (1) day training session.
The typical foreclosure in Rhode Island can be completed in just 60 -90 days. Of course, there are circumstances that can extend that typical schedule.
