The Pennsylvania Chapter 13 Debtors Reconfirmation Certification is a document required by the court to ensure that the debtor is eligible for Chapter 13 bankruptcy. This certification must be completed and submitted to the court before the debtor's confirmation hearing. It provides information about the debtor's income, expenses, assets, debts, and other financial information. There are three types of pre-confirmation certifications in Pennsylvania: the Income Certification, the Expense Certification, and the Asset Certification. The Income Certification requires the debtor to provide information regarding their income and any other income sources, including wages, unemployment benefits, and Social Security benefits. The Expense Certification requires the debtor to provide information regarding their monthly expenses, including housing, food, utilities, and transportation. The Asset Certification requires the debtor to provide information regarding their assets, such as real estate, automobiles, and personal property.
Pennsylvania Chapter 13 Debtors Pre-Confirmation Certification
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How to fill out Pennsylvania Chapter 13 Debtors Pre-Confirmation Certification?
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FAQ
An order confirming the chapter 13 plan is a Bankruptcy judge's approval of the Debtor's proposed chapter 13 repayment plan. For more information, see 11 U.S.C. §1325 .
If the Court does not confirm the Chapter 13 plan you have proposed, it will usually give the reasons for such disapproval so that the plan may be appropriately modified, converted to a Chapter 7 or dismissed. Once a case is dismissed, your creditors may again pursue the payoff of your debts.
An objection to the confirmation of a chapter 13 plan shall be made by motion setting forth the facts and legal arguments that give rise to the objection in sufficient detail to allow the debtor to file a reply or an amended plan that addresses the objection.
This is an Official Bankruptcy Form. Official Bankruptcy Forms are approved by the Judicial Conference and must be used under Bankruptcy Rule 9009.
The discharge releases the debtor from all debts provided for by the plan or disallowed (under section 502), with limited exceptions. Creditors provided for in full or in part under the chapter 13 plan may no longer initiate or continue any legal or other action against the debtor to collect the discharged obligations.
A Chapter 13 confirmation hearing is a court proceeding at which a bankruptcy judge decides whether someone has sufficient income to qualify for Chapter 13 bankruptcy. At the confirmation hearing, the judge reviews the filer's proposed plan to repay creditors.