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Oregon Self-Insured Employer Report of Losses Non-Experience Rating Period

State:
Oregon
Control #:
OR-SKU-1774
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Description

Self-Insured Employer Report of Losses Non-Experience Rating Period

The Oregon Self-Insured Employer Report of Losses Non-Experience Rating Period is an annual report filed by employers in the state of Oregon that are self-insured. This report provides the Oregon Department of Consumer and Business Services (DUBS) with information about the employer’s experience with workers’ compensation claims for the previous rating period. The report includes details about the employer’s claims, including the total amount of compensate losses, the number of claims filed, and the amount of premium paid. There are two types of Oregon Self-Insured Employer Report of Losses Non-Experience Rating Period: Retrospective Rating and Projected Losses. Retrospective Rating is an employer’s actual loss experience from the previous rating period, while Projected Losses are an estimate of future losses that are based on the employer’s prior experience. Both reports are used to calculate the employer’s premium rate for the current rating period.

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FAQ

The weekly payment minimum is $50 or 90 percent of the employees actual wage if it is less. The weekly maximum is $790.38, 100% of the Oregon state average weekly wage. Maximum period of payments is the length of the disability.

If your wages or hours vary, the insurer may average your earnings for up to 52 weeks before your date of injury or disability. The insurer will refer to this amount as your average weekly wage (AWW). The time-loss rate is 66.67 percent of your AWW.

Workers' compensation insurance pays benefits if you suffer from an injury or disease in your employment. It pays for medical expenses for your accepted conditions. It provides compensation when you lose time from work. It provides compensation if you suffer a permanent disability.

This bulletin provides updated benefit rates based on the Oregon state average weekly wage. This bulletin replaces Bulletin No. 111 dated . July 1, 2023, through June 30, 2024, the SAWW used to compute workers' compensation benefits is $1,295.86.

Your employer must send your workers' compensation claim (Form 801) to its insurer within five days of being notified of your injury. It is illegal for employers to do anything to keep employees from filing claims.

Ordinarily, exempt contractors are businesses that do not have employees. These businesses do not need workers' compensation insurance. Non-exempt contractors are businesses that hire or lease employees. These businesses need workers' compensation insurance.

Oregon law protects employees who are injured on the job. Workers cannot be discriminated against because of workplace injury or illness. That means your job should be protected if you are injured on the job. Most Oregon employers are prohibited from discriminating against employees because of workplace injuries.

In some instances you may be reimbursed for the three days. Otherwise, you are allowed to use sick leave, vacation, or another type of leave to compensate for the three days. Please notify your adjuster if you do. The three-day wait is an Oregon workers' comp law that applies to all injured workers.

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Oregon Self-Insured Employer Report of Losses Non-Experience Rating Period