Oklahoma Verification as to Official Creditor List is a verification process mandated by Oklahoma state law, which requires creditors to ensure that their information is up-to-date and accurate. This process verifies that the creditors listed in the Official Creditor List (OCL) are in compliance with Oklahoma’s consumer protection laws. The OCL is a list of all creditors who have reported a consumer debt to the state of Oklahoma. There are two types of Oklahoma Verification as to Official Creditor List: Initial Verification and Annual Verification. Initial Verification is the process a creditor must complete before they can be added to the OCL. This includes validating the accuracy of the information reported to the state of Oklahoma, providing supporting documentation, and submitting an application. Annual Verification is the process a creditor must complete each year to ensure their information is up-to-date and accurate. This includes validating the accuracy of the information reported to the state of Oklahoma, providing supporting documentation, and submitting an updated application.