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By C Stueben · 2010 · Cited by 22 ? collection letter is false, misleading, or deceptive to the least sophisticated consumer under the Fair Debt Collection Practices Act (FDCPA). Some. This Fair Debt Collection Practices Act case is before the Court for consideration of the Plaintiff's Motion for Partial Summary Judgment (Doc. 73). The ...New York City Consumer Protection Law which prohibits deceptiveattempt to collect any debt? and ?the false representation of the ... Many debt collectors working to collect debts from New York Cityshall not make any false, deceptive, or misleading representation. Consumers can send a desist letter to the collector saying that the harassment is a violation of federal law. False Statements ? Debt collectors ... For some, these unmanageable debts have led to arrest and jail time after debt collectors take them to court. The ACLU found arrest warrants being issued in ... Summary. The Bureau of Consumer Financial Protection (Bureau) proposes to amend Regulation F, 12 CFR part 1006, which implements the Fair ... debtor; and any false, deceptive, or misleading statements in?Any person collecting or attempting to collect any debt owed or due or ... By J Dreyer ? Mortgage Fraud is defined as a material misstatement, misrepresentation, or omission of information relied upon by an underwriter or lender to fund,. State level consumer protections vary greatly and cover a wide range of topics, but 32 states, Puerto Rico, the U.S. Virgin Islands, ...