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North Dakota Auto Insurance Requirements North Dakota state law requires that all vehicles carry the following minimum insurance coverages: Bodily injury: $25,000 per person and $50,000 per accident. Property damage: $25,000 per accident. Uninsured motorist: $25,000 per person and $50,000 per accident.
If you need to contact NDID, we encourage you to do so via email at insurance@nd.gov. If you are unable to contact NDID via email, please call our main phone number at (701) 328-2440 or our Consumer Hotline at (800) 247-0560. Information and updates about NDID can be found on our website at .insurance.nd.gov.
In North Dakota, the law is clear: Driving without the minimum required amount of liability insurance is a class B misdemeanor.
North Dakota state law requires that all motor vehicles registered and operated in the state carry certain minimum insurance coverages: Bodily injury liability - $25,000 per person (the maximum amount payable to one person)/$50,000 per accident (the maximum amount payable to all people injured in one accident).
The state may suspend your driving privileges if you do not meet these minimum requirements. North Dakota ? Auto insurance is required to drive legally in the state of North Dakota, but this is not enforced through the DMV. Therefore, you do not need insurance at the time of registration.
In North Dakota, non-owner insurance can pay for injuries and property damage that you cause others, but it won't pay for damage to the borrowed car or your medical expenses. It's only used as secondary coverage to pay for damages above and beyond what is covered by the borrowed car's insurance policy.
North Dakota law requires that all drivers must carry car insurance. This insurance coverage is not only for your protection but also for the protection of others on the roads.
North Dakota requires that the owner of a motor vehicle carry liability, uninsured and underinsured motorist, and no-fault insurance coverages.