[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Bank Name] [Loan Department] [Address] [City, State, ZIP Code] Subject: Request for Authority to Cancel Deed of Trust Dear Sir/Madam, I am writing this letter to formally request your assistance in canceling the Deed of Trust associated with my loan account, [Loan Account Number], held with [Bank Name]. I believe I have met all the necessary requirements to request the cancellation of the Deed of Trust, and I kindly ask for your prompt attention to this matter. For your convenience, I have listed the details related to my loan account as follows: Loan Account Number: [Loan Account Number] Date of Loan Origination: [Date of Loan Origination] Property Address: [Property Address] Borrower Name(s): [Your Name(s)] Lender Name: [Bank Name] Original Loan Amount: [Original Loan Amount] I have fulfilled all financial obligations associated with this loan and have paid off the full balance, remaining current on all payments until the last one. I have attached copies of the final payment confirmation, showing a zero balance on the account, along with the official release of lien or satisfaction of mortgage. I understand that canceling the Deed of Trust requires your authorization, and I kindly request you provide the necessary documents for this purpose. Upon receipt of these documents, I will proceed with the required recording at the appropriate county office in accordance with North Dakota law. As a law-abiding citizen, I understand the importance of following the correct process to ensure the appropriate cancellation of the Deed of Trust. Therefore, I kindly request your prompt cooperation in providing the necessary documents and guidance to proceed with the cancellation efficiently. Please find enclosed all relevant documents for your review and records. If there are any additional forms or requirements specific to your institution, kindly provide them alongside your response. I appreciate your understanding and cooperation in this matter. Should you have any questions or require further information, please do not hesitate to contact me at the phone number or email address provided above. I look forward to receiving your prompt response regarding the Authority to Cancel Deed of Trust. Thank you for your attention to this matter. Sincerely, [Your Name]
North Dakota Sample Letter regarding Authority to Cancel Deed of Trust
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FAQ
Six years after the Trust Deed starts, your credit rating will contain no mention of it. It's important to remember, if you have already missed payments or have been paying reduced amounts to your creditors then your credit rating may already have been adversely affected.
A Trust deed is a legal document that comprises and sets out the terms and conditions of creating and managing a trust. It involves the objective of the trust established , the names of the beneficiaries and the amount of lump sum income they will receive and even the method by which they will receive the payment.
Definitions. Trust: A legal document that spells out how a person's assets should be managed during their lifetime or after their death.
A deed of trust exists so that the lender has some recourse if you don't pay your loan as agreed. There are three parties involved in a deed of trust: the trustor, the beneficiary and the trustee. The three parties involved in a deed of trust for a real estate transaction are a: Trustor.
