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Identity theft can happen to anyone, but you can reduce the risk of becoming a victim by taking some simple steps to protect your personal information. Keep Your Personal Information Secure. ... Monitor Your Credit Reports, Bank and Credit Accounts. ... Ask Questions Before You Share Your Information.
Inform your bank, building society and credit card company of any unusual transactions on your statement. Request a copy of your credit file to check for any suspicious credit applications. Report the theft of personal documents and suspicious credit applications to the police and ask for a crime reference number.
The three D's of identity theft are deter, detect, and defend. Answers will vary, but should be similar to the following:?Deter? is to prevent identity theft by protecting personal information from others.
Reviewing your credit report is one of the most important steps you can take to ensure that you are not a victim of identity theft (ID theft). To review your credit report, contact one or all of the major consumer credit reporting agencies and request a copy of your credit report.
Steps for Victims of Identity Theft or Fraud Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.
Scan credit card and bank statements for unauthorized charges. File a Claim With Your Identity Theft Insurance. ... Notify Companies of Your Stolen Identity. ... File a Report With the Federal Trade Commission. ... Contact Your Local Police Department. ... Place a Fraud Alert on Your Credit Reports. ... Freeze Your Credit.
Warning signs of identity theft Bills for items you did not buy. Debt collection calls for accounts you did not open. Information on your credit report for accounts you did not open. Denials of loan applications. Mail stops coming to, or is missing from, your mailbox.
How Should You Respond to the Theft of Your Identity? Contact your identity theft protection service or other insurance provider. ... Freeze your credit report with all three bureaus. ... File an official report with the Federal Trade Commission (FTC) ... Get a free copy of your credit report and look for suspicious activity.