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Missouri is an at-fault state for car accidents. Missouri requires its residents to carry a minimum amount of liability coverage in their auto policies. Liability coverage should pay your medical expenses and related damages if you are injured in an accident that was caused by another driver.
There is no specific limit to how much compensation a plaintiff can seek in a car accident lawsuit. Car accident victims can sue the responsible parties for the full extent of their legal damages, which can range anywhere from a few thousand dollars to over $1,000,000.
In Missouri, a minor auto accident payout typically ranges from $3,000 to $15,000. The key factors in deciding the settlement amount in these instances are the extent of the damage done and the kind of vehicles involved.
In Missouri, plaintiffs have up to five years to file a lawsuit for personal injury, defamation, and medical malpractice. However, a maximum of 10 years is allowed for discovery of an injury. Injury to property, trespassing, and enforcement of written contracts carry a five-year statute of limitations.
If there are no serious injuries or property damage, the law may not require you to call the police or submit an official accident report. However, you should always report such accidents to your insurance provider, even if you think they are minor.
The Missouri statute of limitations for car accidents is 5 years, meaning Missouri residents have 5 years from the day of their car accident to bring a lawsuit (RSMo. §516.120). This law applies to anyone involved in the accident, not just the driver, meaning passengers, pedestrians, bicyclists, motorcyclists, etc.
That being said, no two personal injury cases are alike, so it is important to discuss your options with an experienced attorney before pursuing a claim in court. In order to successfully sue for pain and suffering in Missouri, you must first prove that another party was responsible for causing your injury.
Contact the police. Use flares, reflectors, or flashlights if the accident happened at night or in bad weather to warn other traffic. Exchange name, address, driver license number, vehicle identification, license plate number, name of insurance company, and policy number with everyone involved.