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A: You may remove family members from your plan at any time. Generally, this happens when they obtain coverage from another source. Call the number on the back of your ID card to remove dependents from your plan.
If you are enrolled on your parent's coverage and turn 26, you are eligible to continue Medical and Dental benefits on COBRA for 36 months.If your spouse is a state employee and you lose coverage due to a divorce, you are eligible to continue Medical and Dental benefits on COBRA for the remainder of your lifetime.
The Older the Employee, the Bigger the Burden The ACA permits health insurers to charge an older employee up to three times the rate a 21-year old employee may be charged.
You may be eligible to apply for individual coverage through Covered California, the State's Health Benefit Exchange. You can reach Covered California at (800) 300-1506 or online at www.coveredca.com. You can apply for individual coverage directly through some health plans off the exchange.
COBRA generally applies to all private-sector group health plans maintained by employers that have at least 20 employees on more than 50 percent of its typical business days in the previous calendar year. Both full- and part-time employees are counted to determine whether a plan is subject to COBRA.
COBRA requires most group health plans to offer continuation coverage to covered employees, former employees, spouses, former spouses, and dependent children when group health coverage would otherwise be lost due to certain events.
1Leave a company with 20 or more employees, or have your hours reduced. Private sector and state or local government employers with 20 or more employees offer COBRA continuation coverage.2Wait for a letter in the mail.3Elect health coverage within 60 days.4Make a payment within 45 days.
Notifying all eligible group health care participants of their COBRA rights. Providing timely notice of COBRA eligibility, enrollment forms, duration of coverage and terms of payment after a qualifying event has occurred.
COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985) is a federal law that requires employers of 20 or more employees who offer health care benefits to offer the option of continuing this coverage to individuals who would otherwise lose their benefits due to termination of employment, reduction in hours or