Michigan Sample Letter for Request for Free Credit Report Allowed by Federal Law

• Category: Letters - Nonlegal - Requests
• State: Multi-State
• Control #: US-0098LR
• Format: Word; Rich Text

Description

This form allows an individual to request his or her annual free credit report allowed by federal law from each of the credit bureaus through the Annual Credit Report Request Service, which is the centralized source for consumers to request this annual credit report.

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Reporting Agency's Name] [Address] [City, State, ZIP] Subject: Request for Free Credit Report Allowed by Federal Law Dear Sir/Madam, I hope this letter finds you well. I am writing to exercise my rights as a Michigan resident, permitted under federal law, to obtain a free copy of my credit report. As a responsible individual, I believe it is crucial to review my credit history periodically in order to ensure its accuracy and identify any potential discrepancies. In accordance with the Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions Act (FACT), I hereby request one free copy of my credit report from your agency. Please provide me with all the information detailed in my report, including but not limited to: 1. Personal Identifying Information: Funnymanam— - Date of birth - Social Security number — Current address and previous addresses 2. Account Information: — Detailed listing of all open and closed accounts — Account numbers and dateactivityit— - Creditors' names and contact information — Account balances and payment history 3. Public Record Information: — Bankruptcies, tax liens, and judgments — Foreclosures or repossession— - Any criminal records related to financial matters I understand that under federal law, you are obligated to provide this information to me within 30 days from the receipt of my request. If for any reason my request cannot be fulfilled within this timeframe, I kindly request you to notify me promptly and indicate the expected date of completion. To verify my identity and ensure the accuracy of the information provided, I have enclosed copies of two documents that establish my identity and address. Please find the following documents attached: — Photocopy of my drivelicensesns— - Photocopy of a recent utility bill displaying my current address I appreciate your prompt attention to this matter, and thank you in advance for your cooperation. Should you require any further information or documentation to process my request, please do not hesitate to contact me at the provided contact details. Please send the requested credit report to my address mentioned above or provide access to an online version if available. I understand and acknowledge that this report will be for my personal use only, and I will not disclose or use it for any unauthorized purposes. I look forward to receiving the requested credit report and reviewing the information contained within. Your assistance in this regard is highly appreciated. Sincerely, [Your Name]