Maine Independent Status Application for Workers' Compensation

In Maine, nearly every employer is required to have workers compensation insurance. Workers' compensation coverage helps provide benefits to your employees if they become injured or ill on the job. This coverage also limits the amount of liability you could face if an injury or illness happens.

In the state of California, workers' compensation insurance is optional for most self-employed workers. If you are a roofer or a self-employed individual in other highly hazardous fields, you may need to obtain a workers' compensation policy for your own injuries.

Do Contractors Need Workers Compensation For Their Employees? As a general rule, the answer is yes-for an independent contractor, workers compensation insurance is required when hiring employees.

If an independent contractor can show that his employer's negligence caused his injuries, he would be entitled to the same compensation as an employee working for the non-subscriber employer. This includes damages for his medical bills, lost wages, and pain and suffering.

In most states, consulting firms must provide workers' compensation insurance as soon as they hire their first employee. Without this policy, you can face heavy fines and even jail time.

No. Independent contractors do not receive workers' compensation benefits. The workers' compensation system only applies to employees. The difference is important if you are injured doing work for an employer.

No. Independent contractors do not receive workers' compensation benefits. The workers' compensation system only applies to employees.

Independent contractors are not eligible for workers' compensation coverage; employers are not required by state law to purchase coverage for independent contractors. However, some employers misclassify employees as independent contractors to avoid paying payroll taxes and workers' comp premiums for them.