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Maryland Secured Loan Modification Request

Category:
Maryland Bankruptcy - Official - Local District
State:
Maryland
Control #:
MD-SKU-0453
Format:
PDF
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Description

Priority Handling Cover Sheet A Maryland Secured Loan Modification Request is a document used by homeowners in Maryland to request a modification of their existing loan terms, such as interest rate and loan term length. This request is usually made when a homeowner is facing financial hardship and cannot make their current mortgage payments. There are two types of Maryland Secured Loan Modification Requests: a Homeowners Assistance Program (HAP) and a Home Affordable Modification Program (CAMP). The HAP is designed to help homeowners who are facing foreclosure and are behind on their payments due to a decrease in income or an increase in expenses. It provides a temporary reduction in the interest rate and/or principal balance of the loan. The CAMP is designed to help homeowners who are in danger of defaulting on their mortgage due to a decrease in income or an increase in expenses. It provides a permanent reduction in the interest rate and/or principal balance of the loan. Both types of programs require the homeowner to provide documentation to support their request for a loan modification.

A Maryland Secured Loan Modification Request is a document used by homeowners in Maryland to request a modification of their existing loan terms, such as interest rate and loan term length. This request is usually made when a homeowner is facing financial hardship and cannot make their current mortgage payments. There are two types of Maryland Secured Loan Modification Requests: a Homeowners Assistance Program (HAP) and a Home Affordable Modification Program (CAMP). The HAP is designed to help homeowners who are facing foreclosure and are behind on their payments due to a decrease in income or an increase in expenses. It provides a temporary reduction in the interest rate and/or principal balance of the loan. The CAMP is designed to help homeowners who are in danger of defaulting on their mortgage due to a decrease in income or an increase in expenses. It provides a permanent reduction in the interest rate and/or principal balance of the loan. Both types of programs require the homeowner to provide documentation to support their request for a loan modification.

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