Louisiana Loan Agreement for Investment
Description
How to fill out Loan Agreement For Investment?
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FAQ
Usury is interest that a lender charges a borrower at a rate above the lawful ceiling on such charges; a contract upon the loan of money with an illegally high interest rate as a condition of the loan.
When you consider who is exempt from usury laws, the most common loan providers are institutions. Institutions that provide consumer loans are typically exempt from usury laws. Institutions include banks, savings and loans, credit unions, licensed pawnbrokers, licensed finance lenders, and personal property brokers.
(1) The amount of the conventional interest cannot exceed twelve percent per annum. The same must be fixed in writing; testimonial proof of it is not admitted in any case.
FindLaw Newsletters Stay up-to-date with how the law affects your life Legal Maximum Rate of Interest12% maximum Louisiana Revised Statutes 00, et seq.: Rates of InterestPenalty for Usury (Unlawful Interest Rate)Entire interest forfeited (01)2 more rows
Usury laws apply to private loans that are made for credit cards, loans, and other reasons. Summary: The law limits the amount of interest that can be charged on a loan. Usury laws apply to private loans and all types of loans except commercial loans.
