Identity theft of minors is a fast-growing and largely unreported crime that affects many Americans each year. With this Guide for Protecting Minors from Identity Theft, minors and parents of minors will learn how to effectively deal with creditors and government agencies after the minor's identification is lost or stolen. This guide is designed to help a minor or the minor's parent clear the minor's name, and reduce the time and expense involved with dealing with identity thieves. The information in this guide is essential to assist in remedying and protecting a minor's credit, financial assets, and job opportunities, as well as preventing misuse of benefits, false arrests, and other fraudulent uses of a minor's identification. Helpful tips on preventing identity theft, useful links, and more, are also included.
Indiana Guide for Protecting Minors from Identity Theft
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FAQ
How can a thief steal my identity? steal your mail or garbage to get your account numbers or your Social Security number. trick you into sending personal information in an email. steal your account numbers from a business or medical office. steal your wallet or purse to get your personal information.
11 ways to prevent identity theft Freeze your credit. ... Safeguard your Social Security number. ... Be alert to phishing and spoofing. ... Use strong passwords and add an authentication step. ... Use alerts. ... Watch your mailbox. ... Shred, shred, shred. ... Use a digital wallet.
Steps for Victims of Identity Theft or Fraud Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.
Are My Children at Risk Of Identity Theft? Highlights: Check your child's credit reports. Consider a free security freeze. Consider a credit monitoring product. Keep your child's documents in a safe place. Don't share your child's personal information unless it's absolutely necessary.
Help Prevent Identity Theft Keep Your Personal Information Secure. ... Monitor Your Credit Reports, Bank and Credit Accounts. ... Ask Questions Before You Share Your Information.
Contact the three major credit bureaus and ask for them to check for files relating to your child's name and social security number. Note: Only parents/guardians of children may ask to see a child's credit file.
They may think it's okay to use their child's identity temporarily. But if you don't pay it back, you will damage your child's credit score and set them up for financial hardship when they reach adulthood. The law remains the same, regardless of the circumstances.
Use this checklist to protect yourself from identity theft. Keep your mail safe. ... Read your account statements. ... Check your credit reports. ... Shred! ... Store personal documents at home. ... Be wary of unknown phone calls and emails. ... Create difficult logins and passwords. ... Use one credit card for online shopping.
