Illinois Foreclosure Dates 2017 refers to the deadlines set by the state of Illinois for foreclosure proceedings. There are two types of Illinois Foreclosure Dates — Judicial Foreclosure Dates and Nonjudicial Foreclosure Dates. Judicial Foreclosure Dates refer to the deadlines for foreclosure proceedings involving a court order. Nonjudicial Foreclosure Dates refer to the deadlines for foreclosures that are not handled by a court. The deadlines vary depending on the county and type of foreclosure. Generally, a Notice of Default must be filed at least 30 days before a foreclosure sale can occur. Foreclosure sales are typically held on the first Tuesday of every month.
Illinois Foreclosure Dates 2017
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Foreclosure Dates 2017
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In Illinois, your mortgage loan will automatically default after 90 days without payment. At this point, your lender will send a Notice of Default (NOD), which serves the purpose of informing you of their intent to foreclose on your property due to lack of payment.
No person shall commence an action or make a sale to foreclose any mortgage or deed of trust in the nature of a mortgage, unless within 10 years after the right of action or right to make such sale accrues. (Source: P.A. 82-280.)
In Illinois, it can take approximately 12-15 months for a foreclosure to be completed. Call your lender or a HUD-certified counseling agency as soon as you can. You miss your second payment.
The redemption period also runs for 3 months after a foreclosure judgment is entered, so, depending on when a judgment is entered, the redemption period can run longer than 7 months from service.
The statute of limitations on personal injury in Illinois is 2 years. That means that victims have 2 years from the time of an incident to file a lawsuit. In a civil suit, the victim can sue for damages that include things like medical bills, ongoing care, lost wages, and pain and suffering.
The statute of limitations is five years for a claim involving personal property (735 ILCS 5/13-205).
Subject to a few limited exceptions, you have 7 months from the date you are served to pay off your loan in full, either by refinancing the loan or by selling the house or by other means. This is called your right to redeem, and the 7-month period is called the redemption period.
For instance, the time limit for Illinois to prosecute a defendant for aggravated criminal sexual abuse is 10 years, but only 18 months for misdemeanors. Civil statutes of limitations range from one to 20 years, with a two-year limit for personal injury claims.