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In order to garnish your property, the creditor must first file a lawsuit and obtain a judgment against you. A judgment creditor can execute upon a judgment debtor's wages, real property, bank account, or cash box.You must deliver a copy of these completed forms to the garnishee, the judgment debtor, and any creditors who have asked you to notify them. A wage garnishment is any legal or equitable procedure through which some portion of a person's earnings is required to be withheld for the payment of a debt. Remedies Code, writ of garnishment, writ of execution, or other post judgment order is issued, the receiver or judgment creditor must serve. The judgment creditor serves a writ of execution on the garnishee; or. • The judgment debtor authorizes the release of the garnished earnings to the judgment. The judgment creditor serves a writ of execution on the garnishee; or. • The judgment debtor authorizes the release of the garnished earnings to the judgment. If you win your case, the money the court awards you is called the judgment.