This office lease clause describes the allocation of risks. The parties desire to allocate certain risks of personal injury, bodily injury or property damage, and risks of loss of real or personal property by reason of fire, explosion or other casualty, and to provide for the responsibility for insuring those risks as permitted by law.
Florida No Fault Clause
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Multi-State
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US-OL25072
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FAQ
In most cases, a person cannot sue you after your insurance pays the plaintiff. If the at-fault driver's insurance company settles with the injured person, the settlement documents will include a release of all claims.
The Florida No Fault Insurance Law requires you to have both Personal Injury Protection (PIP) and Property Damage Liability (PDL) insurance.
It simply means that, regardless of who is at fault for the accident, a driver can turn to their own car insurance for compensation for their injuries.
What Does it Mean that Florida is a No Fault State? Florida is called a ?No Fault? state because it has a law requiring a type of car accident insurance that pays regardless of who was at fault for the accident. This type of insurance coverage is called No-Fault insurance or Personal Injury Protection (PIP).
Due to Florida's no-fault laws, your insurance will pay for your auto repair after an accident you did not cause in Florida. However, if the costs of damages exceed your policy limits, you may qualify to recover additional compensation elsewhere.
No-fault insurance does not compensate for the pain and suffering you endured because of the injuries suffered in a no-fault car accident. Nevertheless, Florida law restricts your right to sue another party to recover damages beyond what personal injury protection coverage pays.
If the injuries are serious or permanent, they may file a personal injury lawsuit against you. In addition to a no-fault car accident insurance system, Florida also has a system of comparative negligence that applies to personal injury lawsuits.
Florida is one of the few states in the United States that operates under a no-fault auto insurance system. This means that drivers are required to carry personal injury protection (PIP) insurance, which covers medical expenses and lost wages regardless of who is at fault for an accident.