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Fair Debt Collection Practices Act. (FDCPA),1 to prescribe Federal rules governing the activities of debt collectors, as that term is ... In 1990, a typical civil court docket featured cases with two opposing sides, each with an attorney, most frequently regarding commercial ...Attorneys who collect debts on a regular basis are also called debt collectors. D.C. law also applies to those who regularly collect debts owed to them. How may ... The Fair Debt Collection Practices Act (FDCPA),. 15 U.S.C. 1692 et seq., imposes various requirements on ?a debt collector in ... The statute was a response to ?abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. A debt collector must not collect any amount unless such amount is expressly authorized by the agreement creating the debt or permitted by law. Collecting or attempting to collect any amount that is not expressly authorized by the agreement creating the debt or permitted by law. (2) identify collection practices of creditors and debt collectors experienced byauthorized by the agreement creating the debt or permitted by law; and. The law targets third-party debt collectors: Collection agencies, debt buyers and lawyers who practice debt collection as part of their business ... Letter Authorized Form. Letter Informing Debt Collector of Unfair Practices in Collection Activities - Collecting an Amount not Authorized