Colorado Election Form for Continuation of Benefits - COBRA
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FAQ
Federal law requires that most group health plans (including this Plan) give employees and their families the opportunity to continue their health care coverage through COBRA continuation coverage when there's a qualifying event that would result in a loss of coverage under an employer's plan.
The absolute maximum allowable time a person can have on COBRA coverage is 36 months. The following are reasons that COBRA may be extended beyond 18 month events for up to 36 months.
Colorado Continuation/Conversion applies to employees of any employer group policy where COBRA doesn't apply. Colorado Continuation Coverage may continue for a maximum period of 18 months or until the covered participant becomes eligible for another group coverage.
COBRA continuation coverage lets you stay on your employer's group health insurance plan after leaving your job. COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. It's shorthand for the law change that required employers to extend temporary group health insurance to departing employees.
Q13: Can I extend my COBRA continuation coverage? If you are entitled to an 18 month maximum period of continuation coverage, you may become eligible for an extension of the maximum time period in two circumstances.
The general notice describes general COBRA rights and employee obligations. This notice must be provided to each covered employee and each covered spouse of an employee who becomes covered under the plan. The notice must be provided within the first 90 days of coverage under the group health plan.
There are several other scenarios that may explain why you received a COBRA continuation notice even if you've been in your current position for a long time: You may be enrolled in a new plan annually and, therefore, receive a notice each year. Your employer may have just begun offering a health insurance plan.
Colorado Has A Mini-COBRA Law Similar to the federal law, the state has Title 10 Insurance Health Care Coverage law that provides workers with continuation of employer-sponsored health benefits.
COBRA the Consolidated Omnibus Budget Reconciliation Act -- requires group health plans to offer continuation coverage to covered employees, former employees, spouses, former spouses, and dependent children when group health coverage would otherwise be lost due to certain events.