Alabama Checklists - Worker's Compensation Claims
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How to fill out Checklists - Worker's Compensation Claims?
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FAQ
Alabama's Workers' Compensation Law provides significant and valuable benefit to both employer and employee. The employee is guaranteed a "benefit certain" in the event of an on-the-job injury or occupational disease. The employer pays for this insurance.
Alabama workers' compensation law requires all employers that regularly employ five or more employees to have workers' compensation coverage. Alabama's Workers' Compensation Division administers the state's workers' comp system. Workers' comp is important because it can help protect both employers and employees.
Alabama law makes it illegal for an employer to fire an employee for maintaining a workers' compensation claim.
WEEKLY COMPENSATION BENEFITS - Weekly compensation benefits for injury and death claims are computed as follows: For injury claims, multiply the employee's average weekly earnings for 52 weeks prior to injury by 66 2/3%. Benefits cannot exceed maximum benefits in effect on date of injury.
Alabama state laws allows LLC members, corporate officers, sole-proprietors, and partners to exclude themselves from workers' compensation coverage. Owners may elect to be exempt from insurance coverage by filing a written certification of their election with the state and the insurance carrier providing coverage.
What is the Statute of Limitation of a workers' compensation claim? Two years from the date of injury or two years from the date of last compensation payment.
Alabama is an NCCI state, so Workers Comp insurance policies follow NCCI manual rules. Employers here must either purchase a Workers Compensation insurance policy from an approved insurance company, or be approved to self-insure (realistic only for larger employers.)
If an employee receives a permanent injury as specified in this section after having sustained another permanent injury in the same employment, and if the previous and subsequent injuries result in permanent total disability, compensation shall be payable for permanent total disability only.
