Under the Fair Credit Reporting Act, a consumer reporting agency, on request by and proper identification of the consumer, must clearly and accurately disclose to the consumer:
the nature and substance of certain information in its files on the consumer;
the sources of most of that information;
the recipients of any consumer report on the consumer furnished for employment purposes within the two-year period preceding the request, and for any other purpose within the one-year period preceding the request;
the dates, original payees, and amounts of any checks on which is based any adverse characterization of the consumer, included in the file at the time of the disclosure; and
a record of all inquiries received by the agency during the one-year period preceding the request that identified the consumer in connection with a credit or insurance transaction that was not initiated by the consumer.
Alaska Request for Disclosure Regarding Nature and Substance of Files of Consumer Reporting Agency
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How to fill out Request For Disclosure Regarding Nature And Substance Of Files Of Consumer Reporting Agency?
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(b) A person convicted of reckless driving is guilty of a misdemeanor and is punishable by a fine of not more than $1,000 or by imprisonment for not more than one year or by both.
There is also a provision that allows a person who has learned or reasonable suspects that she has been the victim of identity theft to file a police report with the local law enforcement agency, even if the agency does not have jurisdiction over the identity theft.
Section 45.48. 400 prohibits a person from making a SSN available to the public. This section also prohibits a person from requiring a SSN to access products or services, including internet access, and prohibits the printing of a SSN on material mailed to a consumer unless required by state or federal law.
At § 166. A person who intentionally enters someone else's property commits an intentional trespass and is liable even if the person mistakenly believed he or she had a right to be on the property.
471. - Alaska Unfair Trade Practices and Consumer Protection Act. Unfair methods of competition and unfair or deceptive acts or practices in the conduct of trade or commerce are declared to be unlawful.
Alaska Personal Information Protection Act APIPA applies to entities that maintain personal information about Alaska residents in the course of their business. It requires reasonable security measures to protect personal information from unauthorized access, use, or disclosure.
The Fair Credit Reporting Act (FCRA) This is a federal law regulating how employers collect, distribute, and use consumer (in this case, the applicant) credit information. In the context of employment background checks, FCRA aims to protect job applicants from unfair or inaccurate information being used against them.
