Debt Collector Not Licensed In My State

State:
Multi-State
Control #:
US-DCPA-42
Format:
Word; 
Rich Text
Instant download

Description

The document titled 'Letter – Collecting an Amount Not Authorized By The Agreement Creating The Debt Or By Law' serves as a formal notification to debt collectors regarding violations of the Fair Debt Collection Practices Act (FDCPA), specifically Section 808. This section prohibits unfair practices in debt collection, including the collection of amounts not authorized by agreements or law. The form assists users in detailing violations and in writing a letter to the debt collector, while also providing a means to escalate the matter to authorities such as the Federal Trade Commission (FTC) and state attorney general's office after a first violation. The form is structured for clarity and includes sections where users can describe specific instances of violations. It is vital for users to send the letter via certified mail to ensure proof of delivery. This form is particularly useful for attorneys, partners, owners, associates, paralegals, and legal assistants who handle debt collection issues. It provides them with a clear template to communicate violations and encourages compliance while protecting consumer rights. The document emphasizes the necessity for meticulous record-keeping and proper notification processes in response to inadequate debt collection practices.
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How to fill out Notice To Debt Collector - Collecting An Amount Not Authorized By Agreement Or By Law?

The Debt Collector Not Authorized In My State you observe on this page is a reusable legal document crafted by experienced attorneys in accordance with federal and state laws.

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FAQ

The phrase is, 'I do not acknowledge this debt, please stop contacting me.' This message can be effective when dealing with a debt collector not licensed in my state. Utilize such statements to assert your rights and put a stop to unwanted communication from collectors.

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Debt Collector Not Licensed In My State