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Use Of Deception In Research In Minnesota

State:
Multi-State
Control #:
US-000289
Format:
Word; 
Rich Text
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Description

The document outlines a legal complaint filed in a United States District Court addressing the use of deception in research practices related to insurance policy sales in Minnesota. It details allegations against defendants for fraudulent misrepresentation and breach of contract regarding a life insurance policy, emphasizing deception in the communication of 'vanishing premiums' that led the plaintiff to purchase the policy under false assumptions. The complaint specifically highlights failures in training and transparency from the defendants, who misrepresented the policy's performance based on unrealistic dividend projections. Key features of the complaint include a clear structure delineating the parties involved, the factual background, claims of fraud, and demands for damages. Filling and editing instructions for users involve personalizing the form with relevant details about the plaintiff and defendants, while maintaining clarity in language and legal claims. This form is especially useful for attorneys, partners, owners, associates, paralegals, and legal assistants by providing a template to pursue fraudulent sales practices in insurance and safeguard clients' rights when engaging in potentially deceptive business practices.
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  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand

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FAQ

Deception studies provide participants with an alternative explanation for the purpose of the study or provide them with misleading information about the study. Some studies may not directly deceive the participant but will withhold some information, such as the reason why a participant was selected for the study.

A therapist must not engage in sexual or other harassment of a client, nor in any verbal or physical behavior that is sexually seductive or sexually demeaning to the client.

Deception in psychological research is often stated as acceptable only when all of the following conditions are met: 1) no other nondeceptive method exists to study the phenomenon of interest; 2) the study makes significant contributions to scientific knowledge; 3) the deception is not expected to cause significant ...

Examples of Active Deceptive Research Participants complete a quiz and are falsely told that they did poorly, regardless of their performance. Participants who do not know they are in a research study are observed to see how they behave when they find valuables (e.g., wallet, laptop) unattended in a public location.

Deception is when a researcher gives false information to subjects or intentionally misleads them about some key aspect of the research. Examples include: Subjects complete a quiz, and are falsely told that they did very poorly, regardless of their actual performance.

The IRB discourages the use of deception when: Alternative methods can be used that will yield valid study results. The deception deprives participants of the opportunity to protect their own interests. The missing information affects the participants' ability to assess the risks of participation.

The correct answer is c. Deception is allowed as long as it is justifiable and participants are debriefed appropriately. The use of deception can in certain cases enable psychologists to find information that would be difficult to do so without it.

Some forms of deception include: Lies: making up information or giving information that is the opposite or very different from the truth. Equivocations: making an indirect, ambiguous, or contradictory statement.

The IRB discourages the use of deception when: Alternative methods can be used that will yield valid study results. The deception deprives participants of the opportunity to protect their own interests. The missing information affects the participants' ability to assess the risks of participation.

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Use Of Deception In Research In Minnesota