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Deceptive Practices In Sales In Cuyahoga

State:
Multi-State
County:
Cuyahoga
Control #:
US-000289
Format:
Word; 
Rich Text
Instant download

Description

The document is a legal complaint filed in the United States District Court to address deceptive practices in sales concerning life insurance policies in Cuyahoga. The plaintiff alleges that the defendants misrepresented the terms of a life insurance policy, particularly regarding the 'vanishing premium' feature, which was falsely portrayed as self-sustaining after retirement at age 65. Key features of this form include sections for detailing the parties involved, the nature of the complaint, and specific fraudulent actions attributed to the defendants. It highlights the requirement for factual disclosures regarding premium payments and company practices that affected the insurance policy's performance. Filling instructions emphasize the necessity of accurately presenting the claims, including detailed descriptions of the alleged deceptive practices. The target audience, including attorneys, partners, owners, associates, paralegals, and legal assistants, will find this form useful in civil litigation cases involving insurance fraud. The form serves as a framework for structuring legal arguments, presenting evidence, and seeking damages for breach of contract and emotional distress caused by the defendants' actions.
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  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand

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FAQ

Ohio UDAP Law Ohio's primary consumer protection law can be found in Section 1345.02 regulating unfair or deceptive acts or practices. Generally, this law provides the Ohio Attorney General with the power to conduct pre-suit investigations in part through issuing investigative subpoenas.

The cornerstone of Ohio consumer law is the Consumer Sales Practices Act (CSPA), which protects individual consumers from unfair, deceptive, and unconscionable sales practices in connection with consumer transactions.

Consumers in California and across the U.S. are protected against dishonest practices by merchants under Section 5 of the Federal Trade Commission Act, Unfair and Deceptive Acts and Practices, or UDAP.

Fact-Checked Legal Maximum Rate of Interest8% (§1343.01) Penalty for Usury (Unlawful Interest Rate) Excess interest applied to principal (§1343.04) Interest Rates on Judgments Contract rate (§1343.02), otherwise 10% (§1343.03)1 more row

This overview discusses how unfair or deceptive acts or practices (UDAP) are regulated at the state level. Every state has some form of UDAP prohibition.

Contact the company about your complaint If you have a complaint about a company's products or services, contact them first before you seek help elsewhere. Explain your problem to the company by calling, web chatting, or sending them a formal complaint letter.

Code § 1345.01 et seq.) is a set of laws that aim to protect consumers from sales practices that are deceptive, unfair, or unconscionable.

Complaints can be filed online or by calling 800-282-0515. Be sure to include as much information as possible, including the name and location of the business, your own contact information, a description of the problem, and what you would consider to be a reasonable resolution.

Plaintiff's claims under the Ohio Consumer Sales Practices Act fail as a matter of law because she failed to file her claim during the two-year statute of limitations applicable to those violations. There is a strict and “absolute two-year statute of limitations” under the CSPA for claims seeking treble damages.

State consumer protection offices. Find your state's consumer protection office. They can help with complaints against businesses, investigating scams and fraud, and more.

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Deceptive Practices In Sales In Cuyahoga