Hawaii Creditors Who Have the 20 Largest Unsecured Claims Against You Who Are Not Insiders are creditors who are not related to the debtor by family, business, or other close relationship. These creditors often include suppliers, vendors, lenders, utilities, and other entities that are owed money. Examples of unsecured creditors include credit card companies, medical providers, and others who have not been given collateral in exchange for the debt. These creditors have the right to pursue legal action against the debtor if the debt is not paid. The creditors with the 20 largest unsecured claims against the debtor who are not insiders are typically listed in a separate table in the debtor's bankruptcy filing.