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Collections - Fair Debt Practices Act - Letters

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed - US-DCPA-19.14BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Initial Communication that Debt Collector was Attempting to Collect a Debt - US-DCPA-19.1BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - False Representation or Implication that the Debt Collector is an Attorney or that Communication is From an Attorney - US-DCPA-19.4BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - False Representation or Implication that the Debt Collector is Vouched for, Bonded by, or Affiliated with the United States - US-DCPA-19.3BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing Any Services Rendered or Compensation Which May be Lawfully Received by any Debt Collector for the Collection of a Debt - US-DCPA-19.8BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that Documents are Legal Process - US-DCPA-19.16BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Debtor has or is Committing Criminal Fraud by Nonpayment of a Debt - US-DCPA-19.11BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Nonpayment of any Debt Will Result in the Arrest or Imprisonment of any Person - US-DCPA-19.9BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Nonpayment of any Debt Will Result in the Seizure, Garnishment, Attachment, or Sale of any Property or Wages - US-DCPA-19.10BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Misleading a Consumer as to the Legal Consequences of their Actions - e.g., Falsely Implying that a Failure to Respond is an Admission of Liability - US-DCPA-19.17BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - the Use of any Written Communication which Falsely Represents to be a Document Authorized, Issued, or Approved by any Agency of the United States - US-DCPA-19.15BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Threatening to Take an Action that Cannot Legally be Taken or That is not Intended to be Taken - US-DCPA-19.12BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Threatening to Take an Action that Cannot Legally be Taken or That is not Intended to be Taken - Contacting the Consumerâ€™s Employer - US-DCPA-19.13BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using a Business Name Other Than the True Name of the Debt Collector's Business - US-DCPA-19.5BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - US-DCPA-19.18BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Asserting that the Debt Collector Cannot Accept Partial Payments When They Can - US-DCPA-19.20BG

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Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Falsely Stating that the Entire Amount of a Consumer's Debt is Due When it is Not - US-DCPA-19.19BG

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Letter Informing Debt Collector of Harassment or Abuse in Collection Activities Involving Threats to Use Violence or other Criminal Means to Harm the Physical Person, Reputation, and/or Property of the Debtor - US-DCPA-18.1BG

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Letter Informing Debt Collector of Unfair Practices in Collection Activities - Causing a Person to Incur Charges for Communications by Concealing the True Purpose of the Communication - US-DCPA-20.3BG

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Letter Informing Debt Collector of Unfair Practices in Collection Activities - Collecting an Amount not Authorized by the Agreement Creating the Debt or by Law - US-DCPA-20.1BG

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Letter Informing Debt Collector of Unfair Practices in Collection Activities - Communicating with a Consumer Regarding a Debt by Post Card - US-DCPA-20.5BG

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Letter Informing Debt Collector of Unfair Practices in Collection Activities - Soliciting a Postdated Check for the Purpose of Depositing or Threatening to Deposit the Check Prior to the Date on the Check - US-DCPA-20.2BG

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Letter Informing Debt Collector of Unfair Practices in Collection Activities - Taking, or Threatening to Take, any Nonjudicial Action Where there is no Present Right or Intent to Exercise such Rights - US-DCPA-20.4BG

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Letter Requesting a Collection Agency to Validate a Debt that You Allegedly Owe a Creditor - US-DCPA-21.2BG

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Letter Requesting a Collection Agency to Validate That You Owe Them a Debt - US-DCPA-21.1BG

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Sample Letter for Attempt to Collect Debt before Legal Action

Sample Letter for Debt Collection - Letter Offering Opportunity to Pay Debt

Sample Letter for Request for Payment to Delinquent Account before Filing Suit

Demand for Payment of Account by Business to Debtor

Sample Letter for Notice Under Fair Debt Collection Act

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed - US-DCPA-19.14BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Initial Communication that Debt Collector was Attempting to Collect a Debt - US-DCPA-19.1BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - False Representation or Implication that the Debt Collector is an Attorney or that Communication is From an Attorney - US-DCPA-19.4BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - False Representation or Implication that the Debt Collector is Vouched for, Bonded by, or Affiliated with the United States - US-DCPA-19.3BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing Any Services Rendered or Compensation Which May be Lawfully Received by any Debt Collector for the Collection of a Debt - US-DCPA-19.8BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that Documents are Legal Process - US-DCPA-19.16BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Debtor has or is Committing Criminal Fraud by Nonpayment of a Debt - US-DCPA-19.11BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Nonpayment of any Debt Will Result in the Arrest or Imprisonment of any Person - US-DCPA-19.9BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Nonpayment of any Debt Will Result in the Seizure, Garnishment, Attachment, or Sale of any Property or Wages - US-DCPA-19.10BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Misleading a Consumer as to the Legal Consequences of their Actions - e.g., Falsely Implying that a Failure to Respond is an Admission of Liability - US-DCPA-19.17BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - the Use of any Written Communication which Falsely Represents to be a Document Authorized, Issued, or Approved by any Agency of the United States - US-DCPA-19.15BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Threatening to Take an Action that Cannot Legally be Taken or That is not Intended to be Taken - US-DCPA-19.12BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Threatening to Take an Action that Cannot Legally be Taken or That is not Intended to be Taken - Contacting the Consumerâ€™s Employer - US-DCPA-19.13BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using a Business Name Other Than the True Name of the Debt Collector's Business - US-DCPA-19.5BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - US-DCPA-19.18BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Asserting that the Debt Collector Cannot Accept Partial Payments When They Can - US-DCPA-19.20BG

Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Falsely Stating that the Entire Amount of a Consumer's Debt is Due When it is Not - US-DCPA-19.19BG

Letter Informing Debt Collector of Harassment or Abuse in Collection Activities Involving Threats to Use Violence or other Criminal Means to Harm the Physical Person, Reputation, and/or Property of the Debtor - US-DCPA-18.1BG

Letter Informing Debt Collector of Unfair Practices in Collection Activities - Causing a Person to Incur Charges for Communications by Concealing the True Purpose of the Communication - US-DCPA-20.3BG

Letter Informing Debt Collector of Unfair Practices in Collection Activities - Collecting an Amount not Authorized by the Agreement Creating the Debt or by Law - US-DCPA-20.1BG

Letter Informing Debt Collector of Unfair Practices in Collection Activities - Communicating with a Consumer Regarding a Debt by Post Card - US-DCPA-20.5BG

Letter Informing Debt Collector of Unfair Practices in Collection Activities - Soliciting a Postdated Check for the Purpose of Depositing or Threatening to Deposit the Check Prior to the Date on the Check - US-DCPA-20.2BG

Letter Informing Debt Collector of Unfair Practices in Collection Activities - Taking, or Threatening to Take, any Nonjudicial Action Where there is no Present Right or Intent to Exercise such Rights - US-DCPA-20.4BG

Letter Requesting a Collection Agency to Validate a Debt that You Allegedly Owe a Creditor - US-DCPA-21.2BG

Letter Requesting a Collection Agency to Validate That You Owe Them a Debt - US-DCPA-21.1BG

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